Fredric A. Berger
760-435-9702 office
888-435-9702 toll-free
Berger Insurance Services
804 Pier View Way #211
Oceanside, CA 92054
Fredric A Berger, CLU, ChFC, MSFS
- CA Ins. Lic. # 0B05081
Independent Life Insurance Broker
specializing with Seniors (age 55 to 90)
Berger Insurance Services
GET A LIFE!!! Fred Berger has been in life insurance for over 35 years and has had his own practice as an Independent Life Insurance Broker and Senior Advocate since 2000. Berger Insurance Services work with over 20 of the major life insurance companies directly so you get the benefit of the best premiums and the best life insurance plans to meet you life insurance needs. As you know, Life Insurance benefits those you love the most and care about - to make certain they are provided with a life style you want for them without having to be dependent on the government or the charity of others. Don't forget for yourself: life insurance is also one of the best ways to accumulate money on a tax favored basis for you future or later retirement needs. Let us review your current life insurance programs to see if we can SAVE YOU MONEY or IMPROVE your current life insurance program.
For those people who have had difficulty in getting life insurance due to diabetes, heart disease, Parkinson's, cancer survivor or any myriads of other medical conditions - Fred Berger is the Champion and Advocate who can get results and often life insurance for many people who have been told they cannot get life insurance. Fred's over 20 years experience working as a Home Office underwriting and his continued medical education and the underwriting relationships, allows him to get results that few can get. Fred is a nationally recognized as an expert with difficult life insurance situations and works with insurance agents throughout the United States who have difficult to insure clients.
Life insurance policies owned by Seniors often is worth more than you realize. There may be money available to stop paying premiums on the life policy or can be used to improve your quality of life or allow you the money needed for assisted living at home or at a facility for yourself or a family member. Let Fred Berger find out if you have hidden values in your life insurance policy that you can use to improve your financial situation.